What goals could you achieve with your customized small business loan?
At ROI Business Funding, we can help businesses across many industries, including but are not limited to:

What goals could you achieve with your customized small business loan?
At ROI Business Funding, we can help businesses across many industries, including but are not limited to:
Many small business owners may mistakenly think they can’t get financing. Their first stop is usually the bank where they have their business bank accounts. Unfortunately, banks have tightened their standards, are often unwilling to bear the risk, and may require collateral or a perfect credit score. Since the financial crisis, banks have largely pulled out of small business lending due to tighter regulations, high origination costs and archaic credit models that make it difficult to underwrite small business loans profitably. To comply with increased regulations, banks need to balance the risk in their portfolios. Small business loans are inherently riskier than consumer or large business loans. In addition, most small businesses want small loans, which are not profitable for banks. It costs a bank just as much to underwrite a $1M loan as a $100K loan. This has left millions of small business owners without access to the financing they need to grow.
10 million do not require small business financing
3 million received the small business financing they requested
5 million need funding but did not apply because they are discouraged
9 million small businesses did not get the funding they requested.
When small business owners are turned down for a loan, it’s easy to get discouraged or even give up and stop exploring further options. What you don’t realize is that there are many other alternative lenders — besides the big banks — that are eager to fund your business. When you are seeking capital and considering all your financing options, your bank should be only your first but not your last stop. That’s where we come in: At ROI Business Funding, we believe there’s a smarter way to get a loan.
In fact, with the void that the banks have left, alternative small business loans are skyrocketing, with approval rates that are 25% higher than community bank approval rates, 49% higher than credit union approval rates, and 237% higher than big bank approval rates.
Successful small businesses are what keep our economy growing and communities thriving. As a small business owner, you are bringing value and making an impact in our community so we believe that you deserve a better and more exceptional loan borrowing experience than banks and other lenders can provide you. Helping small businesses get the best funding for their unique needs and situation is what we do best. We’re a marketplace that connects successful businesses with private investors and institutions who want to lend. At ROI Business Funding, we believe that there is no substitute for genuine person-to-person trust and interaction so we invest the time to get to know you and your business better and find out your goals, needs, and aspirations. We care about your business, and our dedicated Funding Specialists will give you personalized service, look at all aspects of your business, and help you get the best loan designed exclusively for you and your business.
For many small business owners like you seeking financing, it’s important to consider all your options. As you assess your business funding options, it’s important to understand the various types of loans available for your small business. At ROI Business Funding, we understand that for small businesses, time is money. That’s why we put our clients’ needs first and work our hardest to make our process as fast, straightforward, and efficient for you as possible. Our dedicated Funding Specialists will be with you every step of the way.