Flexible
Business Loans from $25,000 to $500,000, 1 to 5 year terms
At ROI Business Funding, we can help business owners get fast, affordable, long-term business loans.
If you are looking for financing to improve your business’ performance, jumpstart growth and increase profits, our private investors and lending partners provides small business owners like you with access to fast and affordable business term loans to buy new equipment, hire additional staff, purchase inventory, launch marketing programs, refinance existing business debt, or simply get capital for day-to-day operations. We have a range of investors on our platform from individuals and family offices to large global asset managers and other institutions who believe in the power of successful small businesses to grow the American economy.
At ROI Business Funding, we know that you are more than just your credit score. Because we believe that no single metric can define the potential success of your business, we look at the complete picture – from your personal assets to your overall business profile – to see whether our products are a good fit for your financial needs.
ADVANTAGES
MINIMUM QUALIFICATIONS
- Bankruptcies Less Than 7 Years Ago
- No prior history or criminal activity
- Borrower FICO ≥ 620
- No Current Tax Liens or Judgements
- Business Revenue (most recent year) ≥ $150,000
- Business Net Income (at least 1 of the last 2 years) ≥ $0
- Minimum 2 Years in Business
- Collateral
- Real estate property
- Marketable securities that can be easily converted to cash such as government bonds, common stocks or certificates of deposit.
REQUIRED DOCUMENTS
- Signed Application
- Three Years of Business Tax Returns
- Most recent personal tax return (for every guarantor)
- Most Recent Personal Tax Return (for every Guarantor)
- Six Months of Bank Statements (most recent bank statements as of application)
- A Business Debt Form
- A Guarantor Form for Any Additional Applicant Beyond the Initial Applicant
10
10 minutes: Submit a full application in minutes
24 - 48
24 – 48 hours: Hear from our Funding Specialist within a few hours and submit documents for application verification
2 - 3
2 – 3 days: Receive conditional approval and get verification.
2 - 3
2 – 3 days: Get funded. Smart and simple.